Services
The full SEPA payment stack, in one contract.
Whether you collect from consumers, pay out to suppliers, or move money between your own accounts — Nexinity covers the full Euro lifecycle inside the SEPA zone.
SEPA Credit Transfer (SCT)
Push Euro payments to any IBAN in the SEPA zone with same-day settlement. Bulk file uploads, individual API calls, scheduled payouts, and dedicated virtual accounts for reconciliation.
SEPA Instant (SCT Inst)
10-second irrevocable transfers, 24/7/365 — including weekends and holidays. Ideal for marketplaces, payouts, refunds, and customer top-ups.
SEPA Direct Debit — Core
Pull Euro payments from consumers based on a SEPA mandate. Online mandate capture, smart retries, and full lifecycle management — from first collection to revocation.
SEPA Direct Debit — B2B
Irrevocable Euro collections from business customers. Shorter pre-notification windows, no consumer refund right — perfect for invoice-based revenue.
Recurring & subscription billing
Mandate lifecycle, smart retries, dunning logic, SCA-compliant first transactions, and webhooks for every state change. Engineered for subscription books that need to grow.
Settlement & reconciliation
Virtual IBANs for sub-ledger separation, structured remittance information, automated matching, and clean CSV/MT940/CAMT.053 reporting your finance team will actually thank you for.
Risk & fraud monitoring
A SEPA-tuned fraud engine that scores mandates, IBANs, device signals and behavioural patterns in real time. Rules you control plus an ML layer that adapts to your traffic.
Compliance & reporting
PSD2/PSD3-ready flows, GDPR-compliant data handling, KYC/KYB onboarding, transaction monitoring, and clean audit trails — built into the platform, not bolted on.
Ready to move money in Euros?
One conversation is enough to know whether Nexinity is the right partner for your flows.